All of this is technical and can seem complicated, provided you don`t start before you retire, it`s always a good investment to meet with a retirement planning expert or specialist who can check if you`re not making a mistake. It would be a shame and quickly very expensive: 6 months of retirement lost in 3,000 euros of monthly pension and 18,000 euros that flew, too bad right? The statutory minimum age is the minimum age from which you can apply for retirement under the general scheme. It depends on your year of birth, it`s 62 if you were born after 1955. 1. Your pension will be calculated at the full rate (without discount) if you add the necessary number of quarters. The legal retirement age is 62. It is possible to leave earlier for a long career, difficulties or disability. If you were a civil servant, then an employee, then self-employed, your pension is composed of several amounts with different calculations. In addition, we invite you to inquire about our services and seek the advice of our consultants in order to optimize your retirement age and not to doubt it. To benefit from a full pension (at full rate, at 50%), you must validate a minimum number of quarters (from 166 to 172 depending on the year of birth). Possibility 4: Retire with a premium (final increase in amount) People born in 1966 can retire at the age of 62, this is the legal minimum age, while the automatic full age is set at 67.

Early retirement and full retirement before the age of 67 are possible from 169 quarters (177 started before the age of 16). In France, the legal retirement age is 62. However, this age depends on the system to which it belongs, and a number of conditions can reduce this factor (long career, disability, incapacity for work, progressive retirement, affiliation to the occupational prevention account, allowance for asbestos workers). You can retire before this age under certain conditions if you find yourself in one of the following situations: All the possibilities of early departure will be presented to you in the rest of the article of activity in activity. This tip requires a login to your retirement account. If you continue to work after the legal minimum age, while adding up all the quarters necessary to receive a full pension (without deduction), the amount of your basic pension can be increased: this is the premium. The age at which©you can retire is© 62. 1) Departure at the legal age. If you do not qualify for a long career, you can only retire at the legal age corresponding to your year of birth (see table below). If you have the required number of validated quarters, security will pay you your pension normally.

On the other hand, if you do not have enough quarters, security will pay you a pension that has been cut twice by proration and a discount. You will therefore be able to retire from the age of 62 whenever you want, but not necessarily with a full recovery rate (see below). For persons born before 1955, the retirement age is defined according to the following: At the same time, the legal minimum age does not guarantee to receive the full pension if all the required quarters have not been paid. The condition of the required quarterly number will be fulfilled from the completion of 67. Year of life, that is to say from the legal minimum age of the so-called automatic full rate, is no longer taxed. Your retirement age depends on many criteria, such as the duration of the activity, the field of activity, the state of health: disability or specific career: asbestos, date of birth: which varies the number of quarters as indicated. If you are a firefighter or a soldier, you can retire from the age of 40 and this retirement is combined with other normal salary activities so that you can somehow benefit from retirement age 2.